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    <loc>https://bankingonabetterfuture.org/next-steps</loc>
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    <lastmod>2021-04-11</lastmod>
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  <url>
    <loc>https://bankingonabetterfuture.org/pledge</loc>
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    <lastmod>2022-10-03</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/guide-to-switching</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2023-04-15</lastmod>
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    <loc>https://bankingonabetterfuture.org/home</loc>
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    <priority>1.0</priority>
    <lastmod>2023-09-18</lastmod>
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      <image:title>Home</image:title>
      <image:caption>Illustrations by Meech Boakye</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/1619640304105-REWMAPJ3PTJWTOCDOBJX/logo_sou_new.png</image:loc>
      <image:title>Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/1619640605846-KV6B82QDL0KG4PWBYTB7/logo-horizontal.png</image:loc>
      <image:title>Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/1619640434071-IUIS2CKSUM86B0793AD4/Stand_Logo_earth_bottom_red.png</image:loc>
      <image:title>Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/1619641447827-5XC2IBDACAS1EVU5JMM3/Frame+3.jpeg</image:loc>
      <image:title>Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/1619640381774-MDP0ZD5ZAVXPXVHVT99O/2021-01-29.jpg</image:loc>
      <image:title>Home</image:title>
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  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/banking-alternatives</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-09-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/1619672377307-B3NUUDWTY6EAOFATJKQ2/Screen+Shot+2021-04-29+at+12.57.26+AM.png</image:loc>
      <image:title>Alternative Banking Options</image:title>
      <image:caption>Photo: Cheryl Skylar Cheung</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/1617742654474-6NZG8CXAKC5367MQ4EVM/TD%252Baction%252B2.jpg</image:loc>
      <image:title>Alternative Banking Options - Commercial Banks:</image:title>
      <image:caption>Commercial banks, like the Big 5, are for-profit institutions owned by their shareholders. This means that they operate with the intention of turning a profit for those shareholders and are often traded on the stock market. As with most for-profit corporations the more shares someone owns, the greater influence they have over the decisions that are made by the bank. Credit Unions: Credit Unions are not-for-profit financial cooperatives, designed to serve their members. They are member owned. This means that any depositor is a member and gets an equal vote in board member elections regardless of the amount of their deposit.</image:caption>
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  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/big-5-and-the-climate-crisis</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-04-15</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/cacefcc5-33f5-4c08-be88-7fa9c1d7d654/big%2B5%2Bgraph%2Bv2023.png</image:loc>
      <image:title>Big 5 and the Climate Crisis</image:title>
      <image:caption>Graphic representing the Big 5’s fossil fuel financing. From left to right: CIBC - $148 billion, BMO - $179 billion, TD - $225 billion, Scotiabank $237 billion, RBC - $330 billion.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/1620518636419-TTTDD5NG4H4W2F2A2353/candian-banks-funding-oil-gas-FB-v2.png</image:loc>
      <image:title>Big 5 and the Climate Crisis</image:title>
      <image:caption>Graphic representing how much each of the Big 5 owns in oil and gas companies, as of 2021, from the CCPA Fossilized Finance report. From left to right: CIBC - $7 billion, BMO - $8 billion, Scotiabank - $9 billion, TD - $9 billion, RBC - $21 billion.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/faq</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-11</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/indigenous-leadership</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-26</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/how-it-works-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-10-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/42ae9a78-5fa9-469f-83c1-311e18777e69/Screen+Shot+2022-07-07+at+9.41.13+AM.png</image:loc>
      <image:title>About the Pledge - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/talking-to-your-bank</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/1622408286722-79RMDI1MVHGMU57E3VT4/Stop+Adani.jpg</image:loc>
      <image:title>Debunking the Banks Excuses - Divestment Case Study:</image:title>
      <image:caption>The Stop Adani activist lead campaign successfully pushed the big 4 Australian banks to refuse to finance the Adani Carmichael Coal mine, and develop exclusionary policies for financing coal. The company has been trying to build the mine for 10 years, but has not been able as they are unable to secure funding. The project cannot get any private funding, which has forced the mine company to use its own money, and as a result it has incurred over $800 million in loses. Major contractors have walked away from the project, and insurers are refusing to underwrite it, which most recently forced Adani to ask the government to insure them in May 2021.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-09-18</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/media</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-08-04</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/fossil-free-investing</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-08-07</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/online-actions</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-23</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/about-us</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-08-17</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/60e70306-c19c-4d32-a807-ec074a8884d6/Headshot+editted.jpeg</image:loc>
      <image:title>Who We Are - EVELYN AUSTIN</image:title>
      <image:caption>Evelyn (she/her) is the Director for BOABF. Previously, she was a coordinator for Divest Canada, and is a former member of Divestment and Beyond UofT. Some of Evelyn’s favourite hobbies include writing and making art!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/71d270d3-0244-49a8-9811-1ff3aeb6e93f/Image+from+iOS+%283%29.jpg</image:loc>
      <image:title>Who We Are - ALYSSA SCANGA</image:title>
      <image:caption>Alyssa (she/her/elle) is a social media Content Creator for BOABF. She is also a part of Climate Justice Durham, Climate Strike Canada and Sustainable Trent. Some of her favourite hobbies include being outside in nature and learning about fungi. Alyssa is currently in the middle of writing her own book!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/1663942517270-L77LLUYE7GS5GWVKM41Z/9242F6CE-D647-4396-A172-AA9F13D8DF49.jpeg</image:loc>
      <image:title>Who We Are - DANI MICHIE</image:title>
      <image:caption>Dani (she/her) is the Digital Organizer at BOABF. She also organizes with Climate Justice Toronto. She is passionate about creating community spaces that center care and joy. When she’s not organizing she loves make art, spend time outdoors, ride her bike and drink too much coffee.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/7ce9f6f2-a712-4506-827f-0f4a59519b16/Chloe+Tse+Photo+1.jpg</image:loc>
      <image:title>Who We Are - CHLOE TSE</image:title>
      <image:caption>Chloe (she/her) is BOABF’s Toronto Banks Hub Coordinator. She is also a part of Fridays for Future Toronto and Climate Voice. Chloe’s favourite hobby is going to concerts, and when she was in grade 4 she won a gold metal in speed stacking!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/1663942274997-OV122Y85R066RGUTU608/michelle.jpg</image:loc>
      <image:title>Who We Are - MICHELLE MARCUS</image:title>
      <image:caption>Michelle (she/her) is the Campus Organizing Lead at Banking on a Better Future. She is also a co-founder of the Divest Canada Coalition and alumni mentor at Climate Justice UBC. Her hobbies include watching documentaries, reading, cooking, and of course cuddling with her cats.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/6edadfef-c6ab-422d-afdc-33a1b6704f4f/IMG-20210415-WA0009.jpg</image:loc>
      <image:title>Who We Are - Banking on a Better Future (BOABF) is a non-for-profit run by a small group of core organizers that began in April 2021, plus a wider network of individuals and groups. Together we are demanding an end to all financial support for the fossil fuel industry. Our team includes two national student climate justice networks: Climate Strike Canada and Divest Canada Coalition. Both of these groups operate as informal networks that, together, connect nearly all youth climate justice groups in the country. BOABF is also collaborating with the wider National banks network which includes groups such as but not limited to: Wet'suwet'en hereditary chiefs, LeadNow, Stand.Earth, Greenpeace Canada etc.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/5a301066-c855-4a64-a35b-e3dc7b5141d0/IMG_1069+%281%29.jpg</image:loc>
      <image:title>Who We Are - AISHWARYA PUTTUR</image:title>
      <image:caption>Aishwarya (she/they) is the Education Coordinator who also supports with recruitment. They are also a part of Friday’s for Future Digital, Teach the Teacher and Save the Okavango Delta. Some of their hobbies include reading, and all aspects of musical theatre. She also has the last page of the last chapter in the book “Mockingjay” memorized word for word!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/money-cant-buy-our-love</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/dae57ac3-c868-4335-97a5-8146c75f847c/Money+cant+buy+our+love.png</image:loc>
      <image:title>Money Can't Buy Our Love report - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/email4action-rbc-respect-indigenous-rights</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-11</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/defund-climate-chaos</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-14</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/agm-action-toolkit</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/3b6f7304-b388-4948-93d4-c81d824d54cf/_DSF9707.jpg</image:loc>
      <image:title>AGM Action Toolkit - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/rbc-employees</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-11</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/email4action</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-02</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/take-action-at-your-local-branch</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-08-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/d712ec35-ac4b-40a6-8bb3-36bdb236f87a/277300777_10158489389121615_8368351143626418281_n.jpg</image:loc>
      <image:title>Take Action at Your Local Branch! - Make it stand out</image:title>
      <image:caption>Traditional territories of the Blackfoot Confederacy (Siksika, Kainai, Piikani), the Tsuut’ina, the Îyâxe Nakoda Nations, the Métis Nation (Calgary, AB)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/stay-informed</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-15</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/plug-into-the-movement</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-01-18</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/defund-tmx</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-07-30</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/local-organizing</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-11-08</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/campuses</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-08-25</lastmod>
    <image:image>
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      <image:title>About</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/campuses-contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-08-25</lastmod>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/campuses-active</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/1661446282213-C4QIPPQJ1E1WEX9PJOYE/2+%281%29.png</image:loc>
      <image:title>Active Campaigns - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/highschool-workshop</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-11-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60537c1a48a3dd7a6806bb52/1667927538078-94EYVO2YTVJ2O8G6T6BH/REIS7353+%281%29+-+Edited.png</image:loc>
      <image:title>School Workshops</image:title>
      <image:caption>Photo: Martin Reis</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://bankingonabetterfuture.org/high-school-workshop</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-11-02</lastmod>
  </url>
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